But as it's best to pay these cards off by the time the 0% ends, or balance transfer any remaining debt to another 0% card, this shouldn't affect you. AA. Shifting existing credit card or store card debts to a new balance transfer card can save you £s or £1,s. A balance transfer's when one credit card repays. Finds your % chance of getting top balance transfer cards. Quick Eligibility Find the products you're most likely to get; Full Credit Card Eligibility Free way to. MSE Affordability Score - how lenders assess if you can afford a product. In general, though, Barclaycard has a reputation for lower credit limits and MBNA higher limits. This is a useful option for long-term tarts, as casino austria wien dinner offsets the risk of being rejected due to a poor credit score. This effectively shifts the overdraft to the card alternatively, see other ways to Cut Overdraft Costs. To get the most out of the site and to ensure guides display correctly, we suggest upgrading your browser .